First-time homebuyers represent a significant portion of the real estate market in Texas.
By becoming certified in first-time homebuyer programs, you'll be able to:
Expand your client base with qualified first-time homebuyers
Help clients access programs that make homeownership possible
Stand out from other agents with specialized expertise
Build a reputation as a trusted resource in your community
Our certification course covers all essential aspects of first-time homebuyer programs in Texas
Qualification requirements and assessment
Statewide and regional assistance programs
Down payment assistance and financing options
Community Reinvestment Act (CRA) programs
Mortgage Credit Certificates
Working effectively with buyers and lenders
Our course includes comprehensive coverage of CRA programs available in Texas,
including specific guidance on working with recommended lenders like Haley Brown at Cadence Bank. You'll learn how to navigate the 43% DTI requirement and develop strategies for qualifying buyers with DTI challenges.
Our streamlined curriculum focuses on the most essential information for real estate professionals.
Learn the fundamentals of first-time homebuyer programs and how to assess client eligibility.
Explore major statewide programs from TDHCA, TSAHC, and other organizations.
Discover city and county-specific programs across major Texas metropolitan areas.
Master down payment assistance programs and financing options, including CRA programs.
Learn how MCCs work and how to help clients benefit from this valuable tax credit.
Develop strategies for guiding first-time buyers and collaborating with lenders.
Create effective marketing strategies to attract and convert first-time homebuyers.
Apply your knowledge through case studies and prepare for certification.
Resources
Program Resources
Financial Resources
Educational Materials
Implementation Tools
© 2025 First-Time Homebuyer Program Certification. All rights reserved.